Siam Commercial Bank and FWD Insurance have launched "Infinity Legacy," a life insurance product offering coverage until age 120 – the longest in Thailand's market – and accepting policyholders aged 60–90. The product targets high-net-worth individuals planning wealth succession and tax management. It features flexible premium payment (lump sum or 2-year), annual cash returns, and positions insurance payouts as a tax-efficient legacy tool, as life insurance benefits are exempt from inheritance tax. Minimum coverage is 20 million baht, addressing Thailand's aging society (22% over 60, expected to rise to 36% by 2050) and rising demand for wealth-transfer planning.