Thai Viyavat Holding (TVH) reported H1 2026 profits surging 102% with insurance service revenues up 34%, driven by expanded distribution channels and improved underwriting quality. The insurer is pivoting toward ecosystem partnerships across fintech, retail, and travel platforms while expanding Non-Motor lines (health, cancer, home insurance with EV charger coverage) and rolling out AI-powered tools (damage assessment, real-time crash detection) across underwriting, claims, and repair workflows to enhance customer experience and operational efficiency.