A major SME support seminar highlighted multiple funding pathways for Thai small businesses facing liquidity and growth challenges. Key initiatives include: SME D Bank's low-interest soft loans (3% fixed for 3 years), equity co-investment fund (2+ billion baht), and digital business health platform; ICIC's credit guarantee scheme (50 billion baht under "Quick Big Win") with 3-year fee waiver; and depa's digital coupon system to subsidize tech adoption across 1,000+ certified services. The approach recognizes SMEs employ ~70% of Thailand's workforce and need stage-gated financing from early concept through capital market readiness.
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