SCAP (Sri Suwardi Capital), a leading micro-credit provider, reported H1 2026 net profit of 898.12 million baht, up 146% YoY, with total revenue of 2.92 billion baht. Growth driven by flagship motorcycle lease-purchase and expanding locked-phone credit business across 7,000+ retailers with partnerships including Xiaomi, Realme, and Huawei. Automated credit approval system launched July 2026 increased customer acquisitions by 40% and expanded reach to all districts nationwide. Management expects consecutive record profits throughout 2026.