Thai Military Bank (TTB) warns Thai consumers about "mule accounts" – bank accounts used by criminals to move illicit funds. The article identifies five risky behaviors: accepting money to lend your account, opening accounts without clear purpose, receiving transfers from strangers who ask you to send money on, letting others use your account, and applying for online jobs focused on fund transfers. Legal penalties include up to 3 years jail and 300,000 baht fines for account sellers/renters. Beyond legal consequences, mule account involvement freezes accounts, damages credit history, and hinders future loans. TTB emphasizes that "not knowing" doesn't excuse liability, and advises never renting or lending bank accounts under any circumstance.