Government Savings Bank (GSB) launches a new microbusiness lending program combining QR-payment data with AI analysis from "Nok Krasip" to help SMEs and street vendors access credit up to 50,000 baht at 0.75% monthly interest without collateral. Registration opens September 24 through October 31, 2026, targeting small traders using the "Thaichuay Thai Plus" digital payment app who lack traditional financial documentation. This policy initiative aims to expand financial inclusion and build credit history for underserved entrepreneurs.