Thailand's central bank maintains its policy interest rate at 1% and is expected to hold this level through 2027, diverging from the US Fed's recent hikes to 3.75–4%. Large Thai corporations are shifting from bond issuance to bank loans to secure cheaper financing as bond yields rise. While current impact on the Thai economy remains limited, risks loom from widening US-Thailand rate differentials, potential capital outflows, currency pressures on the baht, and rising business costs—particularly if oil prices remain elevated and current account deficits deepen.