JMART and SGC (part of the Jaymart ecosystem) welcome the Bank of Thailand's new regulatory framework for non-bank lending and BNPL services as positive for the fintech industry. SGC has already accumulated over 20 billion baht in new loan disbursements in lockphone credit over two years and claims readiness for stricter compliance standards. The regulatory move aims to establish competitive standards, enhance consumer protection, and encourage responsible lending practices—aligning with how major players are already operating.