EV repair costs average 40% higher than ICE vehicles due to complex battery systems and specialized technicians required. Insurance company Ruujai warns of rainy season risks to EV batteries and high-voltage systems; hidden damage from flooding or accidents may not be immediately visible. Owners should get professional inspections post-incident and maintain proper charging practices (typically ~80% daily) to preserve battery health—many battery issues can be partially repaired rather than requiring complete replacement.