BOT Governor Vitai Rattanakorn defended the central bank's core mandate of macroeconomic stability while arguing the institution must evolve beyond traditional roles to address Thailand's structural growth challenges. He outlined four structural initiatives: household debt resolution, SME/small-business credit inclusion, fair financial service costs, and prevention of informal financial channels enabling corruption. The BOT plans to significantly enhance oversight of non-bank lenders and payment providers, framing this as essential adaptation to shifting systemic risks rather than mission creep.