Thai Housing Bank (GHB) is launching a 200 billion baht promotional loan programme for its 73rd anniversary, offering exceptionally low interest rates starting at just 0.73% per annum in the first three months, with tiered rates thereafter. The programme covers all housing loan purposes, extends up to 40 years, and includes fee waivers on registration and appraisal for refinancing customers through September 2026. For SMEs and small borrowers, this significantly reduces the cost of property financing.