Thailand's Securities and Exchange Commission (SEC) has finalized the framework for TISA (Thailand Individual Savings Account), a new long-term investment product combining retirement savings and long-term investment components under a single account structure. The initiative aims to redirect Thai citizens from bank deposits into capital market investments (stocks, bonds, mutual funds) via tax incentives: deductions for retirement savings and tax exemption on returns for long-term investments. With only ~1 million active investors out of 60+ million population, TISA targets significant market expansion. Awaiting Cabinet approval on investment caps and tax benefits, with business system preparation underway.