SCB EIC's 2026 real estate survey reveals weakening housing demand amid economic slowdown, tight credit conditions, and high prices. A record 56% of surveyed households have no plans to buy in the next 5 years (highest in 4 years). Buyers are downgrading budgets to properties under 3 million baht, and second-hand homes are gaining traction. The market is expected to remain flat or grow marginally in 2026, supported mainly by government tax incentives ending mid-year and continued second-hand market activity. Credit anxiety remains elevated, particularly among lower-income groups.