Thailand's Bank of Thailand has eased LTV (Loan-to-Value) lending criteria for one year and extended reduced transfer/mortgage registration fees (0.01%) through June 2027 to stimulate real estate demand in H2 2026. The measures lower buyer costs, improve credit accessibility, and give developers confidence to clear inventory. Key beneficiaries are first-time homebuyers, relocators, and those with stable income but limited down-payment reserves. Financial institutions remain cautious on credit quality and NPL risk. CBRE advises buyers to strengthen savings discipline and verifiable income to improve loan approval odds, especially for freelancers and first-jobbers. Developers can accelerate cash flow through inventory drawdown during market recovery.