Thailand's government plans to launch a national disaster insurance scheme in October covering 30 million households against floods, windstorms, and earthquakes, with an annual budget of 15.5 billion baht in premiums. Initial compensation will be paid within 15 days with a cap of 100,000 baht per household, plus additional payments based on actual damage. Beneficiaries of deceased individuals will receive 2 million baht. The scheme aims to provide broader protection and manage disaster-related expenses more systematically while complementing existing relief efforts.