Thailand's Insurance Commission (OIC) released practical guidance for flood-affected policyholders seeking claims on damaged homes and vehicles. The four-step process covers policy verification, damage documentation, prompt insurer notification, and document preparation. Vehicle flood damage is categorized into five levels (A–E) with repair cost estimates from 8,000–30,000+ baht. The OIC is convening insurers on September 28 to coordinate emergency support and assess nationwide impact through the Insurance Bureau System.