SC Asset and Bangkok Bank jointly launched a savings-backed personal loan product for residential property purchases, allowing borrowers to use their Bangkok Bank savings accounts as collateral rather than liquidating deposits. The product covers home/condo purchases, construction, and renovation with loan-to-value up to 100%, 10-year terms, and interest rates of 1.75–2.65% p.a., while depositors continue earning interest on their collateral funds. This targets middle-income Thai homebuyers seeking financial flexibility and long-term savings preservation.
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