Sansiri and Krungthai Bank are launching a 5-year digital bond offering 3.70% fixed interest, sold via the Pao Tang mobile app starting August 27. Minimum investment is 1,000 baht with a cap of 50 million per transaction. This marks a meaningful democratization of bond investing for Thai retail investors, combining Sansiri's strong property market position (BBB+ rated, 12 sold-out projects, 26+ billion baht backlog) with fintech accessibility. Real-time secondary market trading via app enhances liquidity for small savers entering fixed-income products.