Real estate developers SC Asset and Senat Development have partnered with Bangkok Bank and KTC to address tight mortgage lending conditions. They launched a new personal loan product using deposit accounts as collateral—allowing homebuyers to secure property without liquidating savings, maintain deposit interest, and access loans up to 100% of collateral value over 10 years. Special promotional rates run through September 2026. This targets the 'difficult lending' market constraint that has reduced buyer conversion and aims to boost purchasing power for SME homebuyers.