ธนาคารอาคารสงเคราะห์ (ธอส.) is celebrating 73 years by launching aggressive financial products: mortgage loans at 0.73% annual interest with fee waivers, savings certificates at 1.2% annual yield with monthly payouts, and a secondary home auction featuring 12,000+ properties at up to 50% discounts with 0% financing for 2 years. A loyalty program also returns 0.73% of loan interest paid in 2568 to qualifying long-term borrowers. These moves directly target Thailand's middle-class homebuying market and SME access to affordable financing.